Auto insurance rates can put a huge dent in your monthly budget. If you’re wondering how to lower your monthly payments, you may want to check for any of the following factors.
Your age and gender
Young men often get higher rates than young women. That’s because, statistically, more male teenagers are involved in car accidents than females. However, older men have better rates than older women. If you’re young and male, that could be why you have a high insurance rate.
Your marital status
Married people tend to have better rates than single people, mostly out of the preconceived notion that married people are much more responsible. Also, couples with kids are often careful on the road, have a clean driving record and have lower rates to show for it, Money Crashers says.
Your carrier
Your carrier could be overcharging you in monthly premiums. To find better rates for auto insurance in Florida, call the Lee County Insurance Agency. The company can provide you with plenty of quotes so you have a lot of options to choose from. That means you won’t have to worry about limited choices getting in the way of your search.
Your credit score
A bad credit score or a spotty credit history makes you a credit risk. That’s going to get you a high insurance rate. If you plan on buying a car, check your credit score for errors and start clearing your debt.
Your car
Some cars cost more to insure. If you want to save on costs, then pick a car that’s loaded with safety features. That’s going to help you get lower rates.
Your habits
Are you staying with your current insurance provider out of habit? Then check out other options. For auto insurance in Florida, call the Lee County Insurance Agency and make the switch if the rates are much better for you.
