The laws have changed dramatically over the past 10 years or so in regards to personal injury lawsuits. In an effort to reduce the load on the courts, the government stepped in to put some limitations on how and when a lawsuit can be filed. What this means is that when someone suffers from a personal injury, unless it’s a life-altering injury, it may not be possible to bring the at-fault party to court. However, there are still plenty of ways that a Personal Injury Lawyer in Rockford IL can help someone with appropriate compensation.
Minor Injuries with too Little Compensation
When an injury is minor, but the insurance company of the at-fault party won’t pay enough for the damages, a lawyer can help their client by writing a letter to the insurance company that the injured party is prepared to take further steps to receive compensation. They can also negotiate with the insurance company to come to terms with a better payout. It’s unlikely a lawyer will take a small case to court, as the compensation likely won’t be enough to cover court costs and lawyer fees, but they will be willing to charge a flat rate or hourly rate to do some negotiation.
A Catastrophic Injury
A catastrophic injury is one in which the injured party suffers from brain damage, spinal damage or the loss of a limb. These injuries require more compensation than others as lifetime care will be needed for the injured party. These are the types of cases that might end up in court. However, a lawyer will try to negotiate with the insurance company before filing a lawsuit.
Limited Returns
It’s important to understand that every insurance policy has a maximum payout no matter what kind of injuries or damage there might be. A lawyer can’t compel an insurance company to pay more than what a policy dictates. It’s at this time they will go after the at-fault party personally rather than the insurance company. This can be tricky to work through, but a Personal Injury Lawyer in Rockford IL knows just what to do.
If you’re suffering from an injury after a car accident or an accident at work, the insurance company should offer you some compensation.
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