As pandemic-related restrictions are lifted and the weather leads people to spend more time indoors, more patrons will visit Jersey’s restaurants and bars. And, in many cases, those who plan to have a drink or two will take a Lyft or an Uber to and from their favorite spots. While it’s good to avoid drinking and driving, there’s still a chance of an accident when in a ridesharing vehicle. Here, you’ll learn what to do if you’re in a rideshare accident in New Jersey.
What Kind of Liability Coverage do Ridesharing Companies Have?
Lyft, Uber, and other companies have their own liability coverage, which compensates injured passengers under some circumstances. A rideshare accidents attorney in New Jersey will tell you about:
During Period 0, a driver isn’t logged into the ridesharing app. If an accident occurs during this time, the company does not provide coverage.
In Period 1, a driver may be logged in to the app but hasn’t accepted a ride. If an auto accident occurs in Period 1, the company will provide coverage for at-fault accidents. In these instances, Lyft and Uber will pay up to $50,000 per victim, as well as $25,000 in property damage compensation.
During Period 2, the driver has accepted a ride and is on their way to pick up the rider. In the event of an accident, liability coverage increases to one million dollars.
In Period 3, there’s an injured passenger in the Lyft or Uber vehicle. There’s one million dollars in liability coverage, as well as some coverage for uninsured motorists and damage to the victim’s vehicle.
If you’re hurt in a New Jersey ridesharing accident, it’s important to act as soon as possible. The state only gives victims two years to file a claim and failing to do so will leave you without compensation. Call an experienced rideshare accidents attorney in New Jersey or contact Kreizer Law to avoid missing the deadline.
