When people own a business, they often look for general liability insurance for businesses in Hialeah, FL. A company such as Del Toro Insurance understands the details of these policies, and they can help business owners find the coverage that is best for their needs. Business owners choose general liability insurance coverage to protect themselves in case someone has an accident that threatens the survival of the business.
General Liability Insurance
Business owners choose general liability insurance for businesses in Hialeah, FL, for different reasons. First, it protects them if anyone has an accident on the property. If there is a lawsuit that follows, commercial general liability insurance helps protect the business from financial loss due to claims of property damage, bodily injury, and more. This type of insurance covers the costs associated with legal action or medical bills that arise from an injury or damage to a client or customer. It can cover legal defense costs, settlements, and court awards. Having the insurance can help prevent a business from losing everything if something unfortunate occurs.
What It Covers
General liability insurance for businesses in Hialeah, FL, covers a range of situations. The main categories include bodily injury, property damage, medical expenses, personal or advertisement injury, and products or complete operations. Although this insurance is not required for business in the state of Florida, it is a wise idea to choose a policy because it can pay expenses in case of an accident. General liability insurance does not cover intentional acts, such as assault or battery, or employee injuries. It doesn’t cover auto accidents. These situations require other types of insurance, and the best insurance companies can explain it to their clients to make sure that they get what they need.
